Consumer Lending Revenue Benchmarks
How much does the average consumer lending business make? Here are revenue benchmarks based on Census Bureau data.
Average Revenue
$9.9M
per year
Profit Margin
15.0%
industry average
Revenue / Employee
$301K
per year
Total Businesses
2,843
in the US
Est. Owner Income
$1.5M
small business avg
Labor Cost
30.0%
of revenue
Avg Employee Wage
$98K
per year (BLS)
Market Saturation
0.9
firms per 100K people
💰 Average Revenue by Business Size
1-4 employees
$364K
5-9 employees
$1.2M
10-19 employees
$2.9M
20-99 employees
$8.4M
100-499 employees
$41.4M
500+ employees
$354.7M
📊 Industry Dynamics (Census BDS 2023)
New Business Rate
9.97%
openings/year
Closure Rate
15.54%
closings/year
Net Job Growth
-15.3%
annual
Businesses Closed
1,267
in 2023
Firm Count Trend
19
20
21
22
23
12,656 firms12,088 firms
💡 Should You Start a Consumer Lending Business?
Startup Cost
$50K – $250K
Break-Even
1 months
5-Year Survival Rate
50.0%
🆚 Related Industries
Compare Consumer Lending revenue with other industries: