All Other Nondepository Credit Intermediation — Business Survival Rate

An estimated 43% of all other nondepository credit intermediation businesses survive their first 5 years, based on U.S. Census Bureau Business Dynamics Statistics. The annual business closure rate is 15.5%.

43%
5-Year Survival Rate
-15.3%
Net Growth Rate
12,088
Total Firms
1,267
Annual Firm Deaths

Is All Other Nondepository Credit Intermediation a Good Business to Start?

With a 43% five-year survival rate, all other nondepository credit intermediation has a below-average survival rate compared to the national average of ~50%. This indicates higher risk of failure — new entrants face significant competitive pressure or challenging economics.

The annual exit rate of 15.5% is elevated. If you're considering entering this industry, ensure adequate capitalization, a clear competitive advantage, and realistic timeline to profitability.

Entry vs. Exit Rates

Annual rate of new businesses opening versus existing businesses closing.

Entry Rate (new businesses)10.0%
Exit Rate (closures)15.5%

Net negative: more businesses closing than opening (-5.6 pp spread).

Job Creation & Destruction

13.3%
Job Creation Rate
28.6%
Job Destruction Rate
-15.3%
Net Job Growth

The industry is losing jobs faster than creating them — which may indicate automation, consolidation, or declining demand. Total employment: 592,994 workers across 12,088 firms.

Want to know how much all other nondepository credit intermediation businesses actually make?

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Frequently Asked Questions

What percentage of all other nondepository credit intermediation businesses fail?
Approximately 57% of all other nondepository credit intermediation businesses fail within their first 5 years. The annual closure rate is 15.5%, with 1,267 firms closing permanently in 2023.
Is the all other nondepository credit intermediation industry growing or shrinking?
The all other nondepository credit intermediation industry is currently shrinking with a net job creation rate of -15.3% per year. New businesses are entering at 10.0% while 15.5% close annually.

Source: U.S. Census Bureau, Business Dynamics Statistics (2023). Survival rate estimated from annual exit rates.